Identity verification API Mexico — complete guide

carlos_dev opened this thread · · 1 reply

identity-verification-api-mexico identity kyc biometric

Question

C
carlos_dev Asker

Comprehensive question: what does a proper identity verification API Mexico stack look like in 2025? We're building a digital bank and I want to make sure we're not missing any required checks.

My current flow: (1) collect CURP + RFC + INE front/back + selfie, (2) validate CURP via RENAPO, (3) validate RFC via SAT, (4) verify INE document via OCR + INE API, (5) liveness check via biometric API, (6) cross-match name across CURP, RFC, and INE. Is that the industry standard? Am I missing anything?

Answers

A
ana_fintech

That's solid. For CNBV compliance also add an AML/PEP screening step and store proof of all checks with timestamps. Some banks also add address verification via CFE or TELMEX bill OCR.

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