IMSS employee verification via API — how does it work?

dev_jorge opened this thread · · 1 reply

imss-employee-verification imss employment hr

Question

D
dev_jorge Asker

We're building a payroll-deducted credit product. The core risk check is IMSS employee verification — confirming the borrower is currently enrolled in IMSS as an active worker, has a valid NSS, and has been employed for at least 6 months at their current employer.

How reliable is IMSS employee verification data in practice? What's the typical lag between actual employment start and IMSS record update? And what error codes should I handle in my integration?

Answers

C
carlos_dev

IMSS update lag can be 1-2 months for small employers. For lending, most platforms accept IMSS employee verification plus a recent pay stub to cover the gap on new employment.

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